While most financial advisors focus strictly on managing investments, all of the following fee-only financial advisors are also fee-only financial planners. Fee-only financial planners focus on providing comprehensive financial planning and are upheld to a fiduciary standard. Comprehensive financial planning often includes retirement planning, tax planning, estate planning, insurance analysis, risk management, debt management, and investment management.
Many of the advisors hold certifications and designations that reflect experience providing specific services. Certifications can include Certified Financial Professional (CFP®), Chartered Retirement Planning Counselor (CRPC®), Chartered Financial Consultant (ChFC®), and others. Some advisors also maintain tax designations including Certified Public Account (CPA), Enrolled Agent (EA), and Personal Financial Specialist (PFS).
Fee-only financial advisors who provide their service for a flat fee are also known as flat fee financial advisors or flat fee financial planners. A flat fee provides transparency and directly reflects the work being done and the experience of the advisors. It also doesn't increase when you contribute to your retirement plan or your portfolio grows in value. Flat fees can be monthly, quarterly, hourly, by project, or retainer. These fees can be a set price or based on complexity. All fees should be explained before engagement.
Almost all of the following fee-only advisors provide their services both in-person and virtually via video and phone calls. You have the option of coming to their office or meeting them remotely in the comfort of your own home. Find the top advisor for you, whether the advisor is out of state or nearby!
Disciplined Money
Phoenix, AZ
Simplify Financial Planning
San Francisco, CA
Etzler Financial Advisors, LLC
Red Bluff, CA
Hawley Personal Finance
Monterey, CA
Luskin Financial Planning
San Diego, CA
Andrew Marshall Financial
Carlsbad, CA
Next Gen Financial Planning
San Diego, CA
Birchwood Capital
Carlsbad, CA
Axis Capital Management
Hermosa Beach, CA
Clear Retirement Advice
San Mateo, CA
Fireside Finances
Alameda, CA
Impactfolio
Denver, CO
Impactfolio
Denver, CO
Impactfolio
Denver, CO
Sullivan Financial Planning
Englewood, CO
Financial Answers
Ellington, CT
Family First Financial Planning
Stuart, FL
HCP Wealth Planning
Jacksonville, FL
Krehbiel Financial
Satellite Beach, FL
Datapoint Financial Planning
Canton, GA
VetWorth
Peachtree City, GA
True Square Financial
Atlanta, GA
Family First Financial Planning
Cornelia, GA
Highland Wealth Management
Waterloo, IA
Ignite Financial
Cedar Falls, IA
Inspire Wealth Partners
Boise, ID
R.W. Stanley Investment Planning
Libertyville, IL
Lyon Financial Planning
Waltham, MA
Meenes Wealth Partners
Shrewsbury, MA
Morton Financial Advice
Harvard, MA
Financial Well-Being Advisors
Wellesley, MA
Memento Finacial Planning
Woburn, MA
OnPlane Financial Advisors
Darnestown, MD
320 Life Financial Planning
Holland, MI
Personal Financial Advice & Insights
Stevensville, MI
Abundo Wealth
Minneapolis, MN
7th Street Financial
Eden Prairie, MN
Abundo Wealth
Minneapolis, MN
Abundo Wealth
Minneapolis, MN
Sherman Financial
Chapel Hill, NC
Scholar Advising
Lewisville, NC
Fortitude Financial Planning
Durham, NC
Freedom Found Financial
Boonton, NJ
wHEALTH ADVISORS
Red Bank, NJ
Stewardship Financial Services
Irvington, NY
Central Park Financial Planning
New York, NY
Grand Central Financial Planning
New York, NY
Financial Families
Carroll, OH
Global Portfolios
Philadelphia, PA
Westward Planning Group
Narberth, PA
Active Lifestyle Financial Planning
Charleston, SC
Sanderling Finance
Columbia, SC
Azure Sky Financial Life Planning
Burleson, TX
Mercer Street Personal Financial Services
Bellaire, TX
Robert Hunt Financial
Dallas, TX
Money Positive
Austin, TX
RFK Capital Management
Sandy, UT
Financial Freedom Planners
Richmond, VA
Manuka Financial
Richmond, VA
Financial Freedom Planners
Richmond, VA
IJD Evergreen Financial Services
Shoreline, WA
Prism Financial Planning
Issaquah, WA