Charles Roberts
- CFP®
Financial Freedom Planners
Richmond, VA
Contact Charles
Charles can help you with
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Investment Analysis
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Retirement Planning
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Employee Benefits
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Tax Optimization
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Insurance Planning
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College Planning
Expertise
- Investment Analysis and Planning
- Portfolio Management
- Portfolio Guidance
- Retirement Planning
- Social Security Planning
- Benefits and Compensation Planning for Employees
- Equity Stock and Options Planning for Employees
- Tax Efficient Withdrawal Planning
- Tax Optimization
- Insurance and Risk Management
- Cash Flow Analysis
- Saving and Investing for College
- Life Event Planning
- Windfall Planning
- Real Estate Planning
- Domestic Relocation Planning
About
How your passion for financial planning begin?
After beginning my career with a major firm in financial services, it was apparent to me the industry was more interested in itself and sales rather than the client's well being. Over time I developed a solutions-based approach that was both better for the client with much better outcomes. In addition I began coursework at the College for Financial Planning to better my knowledge and skills. It gives me great joy to help clients create a framework to enable them to achieve their goals in life.
What is your involvement and experience in the financial services industry?
As an early CFP recipient, financial planning has been my compass in my long career as a practitioner and leader in financial services. In addition I have served on various regulatory bodies, such as what is now FINRA.
What makes you different and unique as a financial planner compared to others?
I was inspired by Sheryl Garrett, one of the pioneers in providing hourly or project-based services in financial planning. I joined the Garrett Planning Network coincidently with founding Financial Freedom Planners, and have never looked back. We are a mission-based firm dedicated to providing much-needed financial and investment planning services. Our unique business model was recently recognized by Forbes magazine, and we are one of 115 in the country of like-minded hourly professionals looking to make a positive difference in our client’s lives.
Tell us about your family, hobbies, and personal passions.
Married over 40 years, my wife and I are blessed with 3 children, 2 grandchildren, 2 sons in law, and 1 daughter-in law. I love being behind the helm of a sailboat, and enjoy tennis, mountain biking, and attempting golf. Family is my greatest passion.
If you could travel anywhere in the world, where would it be and why?
Cruise the Mediterranean and Arabian Seas
What’s the most likely place people could find you on a Saturday night?
At home watching a movie or sports event.
What is your favorite to do in each of the four seasons?
Spring: Be outdoors as much as possible…go for a bike ride.
Summer: Be by on or in the water in one form or another….sailing, swimming, etc.
Fall: Watch football.
Winter: Going somewhere warm
Imagine being approached by a genie who offers you three wishes. What might those wishes be?
More time with our first son who passed away with spinal meningitis
Take our extended family on a 1 week + vacation somewhere nice and interesting
World peace
If you had the ability to travel back in time, what’s something you would tell your 18-year-old self?
Be present! Generally people’s default is living in the past, present or future. Mine happens to be the future, and at times had difficulty focusing on the present (the most important and only one you can influence).
Also….be nicer to your parents!