Dennis McNamara
- CFP®
- CSLP®
- AIF®
- ChFC®
wHEALTH ADVISORS
Red Bank, NJ
Contact Dennis
Dennis can help you with
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Investment Analysis
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Retirement Planning
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Employee Benefits
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Tax Optimization
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Insurance Planning
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College Planning
Dennis specializes in
- Business Owner/Entrepreneur
- Technology Professional/Engineer
- Medical Professional
- Attorney at Law
- Healthspan or Longevity
Expertise
- Investment Analysis and Planning
- Portfolio Management
- Portfolio Guidance
- Retirement Planning
- Social Security Planning
- Benefits and Compensation Planning for Employees
- Equity Stock and Options Planning for Employees
- Tax Efficient Withdrawal Planning
- Tax Optimization
- Tax Preperation
- Insurance and Risk Management
- Estate and Legacy Planning
- Charitable Giving
- Cash Flow Analysis
- Budgeting
- Debt Management
- Student Loan Repayment
- Saving and Investing for College
- Financial Behavior and Wellness Education
- Life Event Planning
- Divorce Planning
- Windfall Planning
- Real Estate Planning
- Digital Assets and Currencies
- Family Office Services
- Intergenerational Planning
- Tax Preparation
Pricing
Financial Wellness Review: $3,500*
*Fee will be applied to your first ongoing comprehensive financial planning invoice if you sign-up within three months of review.
Ongoing Financial Planning based on net worth
- Up to $2.0M: $10,000
- $2.0M-$4.0M: $15,000
- $4.0M-$6.0M: $20,000
- $6.0M-$9.0M: $30,000
- $9.0M-$14.0M: $40,000
- $14.0M+: 3rd Party Calculator
Our fee is a fixed dollar amount, based on your total Net Worth, reviewed and renewed annually.
About
During my first semester at Rutgers University, I met my girlfriend (now wife), Arabelle. Flash forward to graduation and Arabelle had committed to her next endeavor: dental school. As for me, I was out of gas.
For the prior two years I worked at least 30 hours a week as a financial analyst, catered weddings and events on the weekends, and triple majored (finance, economics, and management). My experience was one of privilege so I’ll spare the “woe is me” – however, I was fatigued unlike anytime else in my life (and yes, I’ve also had a newborn).
After learning that I could offer my physical labor on organic farms and grassroot sustainability projects in exchange for room and board, a six-week sabbatical was extended to an 11-month backpacking journey through Western Europe and Central America.
While in Costa Rica, I lived and worked with a coffee farmer who, seemingly immune to life’s stresses, shared a quote: “Un dia mas, un dia menos” or, “One day more, one day less.” This quote stuck with me.
Once home, I committed myself to a life of contentment, to living in the present, and to valuing my work (not my job).
In the years that followed I served as:
- US director of business development at TerraCycle
- Financial analyst and planner at Ayco-Goldman Sachs
- Financial planner at a top-ranked planning firm here in NJ
Today, as co-founder of wHealth Advisors, I find immense fulfillment in knowing that we use our platform as a force for good. As a firm, we’re founded on the industry’s highest standards for ethics and transparency while also offering pro-bono services to those in need. Financially, we donate a portion of our gross revenue annually to qualified 501(c)3 organizations (which are nominated + voted on by our clients).
Personally, though, I find the greatest satisfaction in helping my clients gain financial peace of mind through prudent money management.
Prudent money management is like a positive feedback loop: when we are no longer burdened by finances, other dimensions of our lives also tend to improve. As we continue to grow we realize that as important as money is, those other dimensions of life are equally (if not more!) important.
As modern philosopher Naval Ravikant reminds us:
“The three big ones in life are wealth, health, and happiness. We pursue them in that order, but their importance is reverse. A calm mind, a fit body, and a house full of love. These things cannot be bought.”
My life’s mission has been dedicated to helping others use money to close the gap between who they are today and the best version of themselves that lays ahead.
I am excited to meet you and look forward to the opportunity of working together on your journey to financial independence!